Avanza Premier Payment Services (APPS) and HabibMetro Bank signed an agreement to enable ‘PayFast’, APPS payment gateway, to provide a secure and reliable service for Ecommerce & Mcommerce transactions.
This gateway will allow customers to make real-time payments by using their bank accounts or debit cards, with any of APPS partners, ranging from e-commerce merchants, market places, schools, billers to mutual funds and various other categories.
HabibMetro Bank has a network of over 335 branches serving 106 cities across Pakistan and is dedicated to providing unparalleled service to its customers through progressive digital solutions.
APPS is a start-up fintech governed under PSO/PSP regulation of the State Bank of Pakistan (SBP), with the objective to deploy an Online Payment Gateway and to act as a catalyst for digitization of brick-and-mortar SMEs within Pakistan.

Mr. Adnan Ali, CEO – APPS, said, “We think beyond cash, our main emphasis is to provide services that will enable, seamless digital payments, through multiple channels on a wide range of merchants through our digital ecosystem. We use our technology and expertise to make payments safe, simple and smart. With HMB’s reputation, experience, and customer base, we are confident to transform how a multitude of customers will perform day-to-day transactions.”
Mr. Mohsin Ali Nathani, President and CEO– HabibMetro Bank, said, “We are pleased to collaborate with APPS in our continuous efforts of offering our customers with transformative banking experiences. HabibMetro Bank remains dedicated to providing progressive solutions that proactively cater to our customers’ dynamic needs. As a fintech solution, PayFast illustrates our commitment to delivering security and convenience to our consumers.”